It's Your Money

Knowing Your Net Worth: It's Not Just for Millionaires



When you hear the words "net worth," you might picture people in limousines or country clubs. But many money experts say knowing your net worth—that's the value of all your money and possessions, minus all your debts—is valuable no matter what your financial situation is.

Your goal is for your net worth to be higher rather than lower, of course, but even if it's a negative

Get Free Publications on Tons of Money Topics Now


One of the Library's most loyal and valued partners in money smarts is the Consumer Financial Protection Bureau (CFPB), a federal agency dedicated to providing you the consumer with free, unbiased information on practical personal finance topics. The CFPB provides the It's Your Money Project with a big part of the brochures, booklets, and bookmarks we hand out at our events and programs—and now they're also yours for the taking in digital form, in English and several other languages.

Here are some of the topics covered among the CFPB's free publications [PDFs]: 

Es Su Dinero! Spanish-Language Money Smarts


Despite yesterday's heavy snowfall, the It's Your Money Project joined Free Community Tax Service at St. Paul Catholic Center in offering a valuable financial resource to Spanish speakers. With help from Liliana Embriz of El Centro Comunal Latino, congregation members attending the afternoon Spanish-language church service received a number of tips on practical topics like choosing the right credit card, Social Security benefits, sending money out of the country, and avoiding fraud.

It's Your Money will also be tabling at Spanish Free Community Tax Service on February 28 (St. Paul) and March 3 (Main Library). Free literature on a variety of money topics—in English, Spanish, and other languages—is always available upon request; email money [at] for details.

Don't Pay for Tax Prep—Free Community Tax Service Is Back This Year


It's income tax season again, which means we're seeing lots of ads (and people in costume) trying to persuade us to get our returns processed by a commercial accounting firm. But the money-smart alternative, United Way of Monroe County's Free Community Tax Service, is more popular than ever, and it's easy to see why. There's the price—no charge, hooray!—but several other reasons make FCTS the way to go.


Talk to an Expert Featured in the Indiana Daily Student



People who come to our Talk to an Expert program usually make an appointment, but I was pleased to see a surprise walk-in at last night's sessions. Reporter Annie Garau from the Indiana Daily Student came by to find out more about TTAE, and it was great opportunity to share what the It's Your Money project offers the campus community. Thanks to Annie for the great article that ran in today's IDS—we're looking forward to seeing new IU faces at our events!

The next TTAE sessions are February 17 and 18. You can make your appointment by emailing money [at], or calling (812) 349-3263.

Suffering from Holiday Splurge Syndrome? Time to Talk to an Expert!



After its usual December hiatus, one of our most popular offerings—Talk to an Expert—is back! Our next TTAE sessions will be Wednesday, January 20 and Thursday, January 21 at the Main Library, and you don't want to miss out.

TTAE sessions are friendly, one-on-one 30-minute conversations with an independent expert in personal finance, on any money-related matter you choose. This is an excellent time to ask questions like:

  • How do I prepare to pay back student loans after I graduate?
  • Is buying a home right for me?
  • What's the best strategy for tackling credit card debt?
  • I can barely make ends meet—how do I begin to save?

No sales pitch, no strings attached! Our expert is contracted by the It’s Your Money Project to provide unbiased, practical money advice—free of charge.

So take advantage! Set your appointment by emailing money [at], or calling (812) 349-3263.


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