Questions not answered here? Contact us directly. 
Enrollment in the Health Insurance Marketplace  under the Affordable Care Act (ACA) is now open.
Marketplace coverage can begin as early as January 1, 2014. (You will need to enroll by December 15, 2013 to receive coverage at the beginning of the new year.)
The Health Insurance Marketplace  is the primary tool for learning about the Marketplace and to shop for and enroll in plans. Telephone assistance for the Health Insurance Marketplace is available 24/7 – 1-800-318-2596
Health Insurance Community Fairs
Local nonprofit Affordable Care Act Volunteers of Monroe County  is hosting recurring Health Insurance Community Fairs at the Library. Learn about health insurance options under the new healthcare law with tailored one-on-one sessions answering the question: “what’s in it for you and your family?”
Trained Educators and Process Guides explain insurance options, qualifications, and costs. Educators and Guides cannot enroll attendees for health insurance, but everyone leaves with a plan to get covered, information materials, and prepared to obtain healthcare security. Information will also be shared on how to connect with state-licensed Navigators who can help fill out the necessary forms in Monroe County.
Upcoming sessions are in the box to the left.
What is the Affordable Care Act?
In March 2010, the Patient Protection and Affordable Care Act was signed into law. The aim is to improve access to affordable health insurance for everyone and stop insurance companies from abusive practice like denying or canceling coverage for certain reasons.
- For Americans who already have and like their health insurance coverage, the law provides benefits but doesn't require any change. The law also strengthens benefits for the nearly 50 million Americans who rely on Medicare.
- For uninsured Americans or those who don't get insurance coverage through their employer, the law helps by lowering health care costs and allowing people to comparison shop for a plan that best meets their needs.
How does the Affordable Care Act affect me?
If you already have health insurance, you do not have to do anything due to the new health care law. If you are uninsured—or do not get insurance through your job or Medicare—the Health Insurance Marketplace may be for you.
If you do not know how the new law affects you, use the Health Law Helper .
The Health Law Helper  is a free, accurate, and unbiased informational tool designed for individuals. You will not be required to give your name or any contact information.
What assistance does the Library offer?
At the Library you can:
- Get assistance finding relevant, reliable information on insurance and health topics
- Use technology (computers, Internet, printing) to find information and complete applications on your own
- Find information about Marketplace navigators who can help you sign up for a plan
- Attend public information sessions (listed in the sidebar to the left)
I want more information. For instance, how much is the new law going to cost me?
For reliable, detailed information about the Affordable Care Act, visit the Kaiser Family Foundation's  website on health reform. The Kaiser Family Foundation  website provides accurate information for consumers, including the very useful Health Insurance Subsidy Calculator .
You may also try these useful links:
- Ten Ways to Get Ready for the Health Insurance Marketplace 
- Four Steps to Getting Covered in the Health Insurance Marketplace 
- Indiana Health Insurance Consumer Help  (from the Centers for Medicare and Medicaid Services)
- Marketplace Application Checklist 
- Healthcare.gov Glossary  (explains concepts such as premiums, deductibles, how much a plan will cost overall)
I own a business. How does the new law affect me?
Employers will not have to worry about compliance with the provision, which is also commonly referred to as the “play or pay” provision, until 2015. Visit this Kaiser Family Foundation page  for details.
I'm ready to enroll. What do I need?
You will need the following paperwork in order to enroll at the Health Insurance Marketplace :
⬜ Social Security numbers (or document numbers for legal immigrants)
⬜ Birth dates of family members
⬜ Pay stubs, W-2 forms, or "Wage and Tax Statements"
⬜ Policy numbers for any current health insurance
⬜ Information about any health insurance the family could qualify for from an employer