Getting Money Smart

Libraries support all different kinds of literacy, including financial literacy, the crucial ability to make informed decisions about your money. You can find a wide range of practical resources at the Library to help you become more literate in personal finance. Take a look at these selected titles.


Compiled by:
Jim G.

Estate Planning

8 Ways to Avoid Probate

Mary Randolph
Adult Nonfiction - 346.73052 Ran

Randolph explains simple and effective methods to skip the probate process. Completely updated, this edition includes the latest state laws on probate avoidance methods, such as transfer-on-death deeds. The book also covers current estate and gift tax rules under the Tax Cuts and Jobs Act of 2017.


Rest In Peace: A Planning Guide for the Inevitable

Charles Walts
Adult Nonfiction – 346.73052 Wal

Shares advice for placing one's own affairs in order pre-death so as to place less of a burden on one's survivors, detailing how to compose a will, advance directive, and powers of attorney notices. The appendices, which constitute the last half of the book, provide sample templates that can be used to put your affairs in order.


What Matters Most : the Get Your Shit Together Guide to Wills, Money, Insurance, and Life's "What-Ifs"

Chanel Reynolds
Adult Nonfiction – 332.024 Rey

Founder of popular website Get Your Shit Together blends personal story and must-have advice in the ultimate guide to getting your affairs in order—from wills and advance directives to insurance, finances, and relationships—before the unthinkable happens.


Home Buying

Finding Home: Everything You Need to Know—and Do—For Home Buying Success

Michael W. Trickey
Adult Nonfiction – 643.12 Tri

Finding Home will help you navigate the home-buying maze, giving you practical guidance and help, so you can feel confident before you take your first steps. Filled with insights and tips for first time home buyers and seasoned investors alike, this reference guide provides answers and information at your fingertips.


Home Buying Kit for Dummies

Eric Tyson, Ray Brown
643.12 Tys

Getting ready to navigate the ever-changing housing market? Tyson and Brown have packed this guide with tips for getting the best deal on your new home. They show you how to find the right property, make smart financial decisions, and understand the late lending requirements and tax implications.


Nolo's Essential Guide to Buying Your First Home

Ilona M Bray
Adult Nonfiction - 643.12 Bra

Get insights from real estate professionals to help you determine when is the best time for you to buy a house. The authors show you how to research the market, decide what you want-- and what you can afford-- and ways to protect yourself with inspections and insurance.


Investing

Broke Millennial Takes on Investing : a Beginner's Guide to Leveling Up Your Money

Erin Lowry
Adult Nonfiction – 332.6 Low

A guide to investing basics by the author of Broke Millennial, for anyone who feels like they aren't ready (or rich enough) to get into the market Millennials want to learn how to start investing.


Mastering the Market Cycle : Getting the Odds on Your Side

Howard Marks
Adult Nonfiction – 332.6 Mar

One of the most successful Wall Street investors of all time provides practical insight and keen analysis on how to track, and react to, the ups and downs of the stock market. Marks reveals the hidden logic in carefully pinpointing market trends so that every investor can profit.


Money Management

The 30-minute Money Plan for Moms : How to Maximize Your Family Budget in Minimal Time

Catey Hill
Adult Nonfiction – 332.024 Hil

Catey Hill has created smart, simple strategies to help you maximize your money in minimal time. Drawing on extensive research on the actual cost of raising a child at each age, she'll show you how to save in every area of your life, from lowering your grocery bill (without coupons!), to saving on education and childcare, to dealing with high-interest credit card debt, and more. And she'll show you how to do all that in less than half an hour.


Millennial Money Makeover : Escape Debt, Save For Your Future, and Live the Rich Life Now

Conor Richardson
Adult Nonfiction – 332.024 Ric

A financial guide for the American millennial. A relatable, easy-to-read, sequential, and comprehensive approach to paying off debt, building an automated savings system, buying life's early stage big purchases, and teaching readers how to live the true millionaire lifestyle.


Plant Your Money Tree : a Guide to Growing Your Wealth

Michele Schneider
Adult Nonfiction – 332.024 Sch

Plant Your Money Tree offers readers a strategic and actionable way to look at their financial life with a completely new attitude of confidence, empowering them to make smart decisions regarding: What to do with their money, how to grow their money, when to make smart personal choices such as changing careers, guiding their kid’s education, expanding their business, buying a house, putting money in a savings account, capitalizing on social trends and investing in the future, and how to manage their existing portfolios and 401Ks.


Paying for College

Getting financial aid 2018

College Board
Adult Nonfiction – 378.3 Get

Describes the financial aid opportunities at over three thousand two- and four-year colleges, universities, and technical schools, accompanied by a planning calendar, worksheets, itemized charts, and cost-saving tips.


Peterson's How to Get Money for College 2019

Peterson’s
Adult Nonfiction – 378.3 Pet

A directory of billions of dollars in financial aid includes federal grants, work-study programs, gift aid and athletic awards, all available from more than 2,400 four-year colleges, as well as an overview of the financial-aid process, indexes and state-by-state listings of public scholarships and grants.


Peterson's Scholarships, Grants & Prizes 2019

Peterson's
Adult Nonfiction – 378.34 Pet

Peterson's Scholarships, Grants & Prizes 2019 provides up-to-date information on more than 1.6 million privately funded awards worth over 10 billion dollars available to college students. It contains detailed profiles of awards based on academic fields and career goals, ethnic heritage, talent, employment experience, military service, and other categories that are available from private sources such as foundations, corporations, and religious and civic organizations. .


Retirement Planning

	 Your Complete Guide to a Successful and Secure Retirement

Larry E. Swedroe
Adult Nonfiction – 332.024 Swe

Investment and personal finance experts Larry Swedroe and Kevin Grogan present comprehensive coverage of important aspects to think about as retirement approaches, including: Social Security, Medicare, investment planning strategy, portfolio maintenance, preparing heirs, retirement issues faced by women, the threat of elder financial abuse, going beyond financials to think about happiness, and more.


The Dumb Things Smart People Do With Their Money : Thirteen Ways to Right Your Financial Wrongs

Jill Schlesinger
Adult Nonfiction – 332.024 Sch

Practical, no-nonsense, and often counterintuitive, The Dumb Things Smart People Do with Their Money tells you what you really need to hear about retirement, college financing, insurance, real estate, and more.


Rescuing Retirement

Teresa Ghilarducci
Adult Nonfiction – 332.024 Ghi

In Rescuing Retirement, Teresa Ghilarducci and Tony James offer a comprehensive yet simple plan to help workers save for retirement, increase retirement savings by earning higher returns, and guarantee lifelong income for everyone. It offers a practical guide to the future of secure retirement.


Social Security, Medicare and Government Pensions: Get the Most Out of Your Retirement and Medical Benefits

J. L. Matthews
Adult Nonfiction – 344.023 Mat

The rules for claiming Social Security benefits have changed. Find out if you can still choose between your own benefits and spousal benefits. Learn this and more with Social Security, Medicare & Government Pensions--completely updated for 2019.